This article I wrote appeared in the Deccan Herald Panorama Page . The article mainly looks at the following:
Tuesday, April 19, 2022
Karnataka should address charging woes to become a hub of EV adoption
Wednesday, March 30, 2022
Protect youth from stock market perils
1) Globally it is established that stock market fall and suicides have deep correlation.
2) More and more youngsters are falling into the trap of make quick and easy money based on the stock market trend on 2020 and 2021
3) Government must embark on "Financial Literacy" courses at all levels including Under Graduate and PG progammes. Maybe the SEBI/NCPI led financial literacy module can be enhanced for wider audience
Please click on the link Protect youth from stock market perils OR click /Right click the image for Print replica.
Friday, November 19, 2021
It is easier now to start a new business
Ease of setting up new business has significantly improved over the past 12 years . The ecosystem for supporting new companies to establish their operations has also been a great positive change. Talent acquisition has become tougher compared to 2009 due to significant demand supply mismatch, but then India still accounts for the largest pool of highly skilled technology talent in the world. New technolog
y companies will continue to find India attractive!
Pl click on the link It is easier now to start a new business OR Please click/right click on the image for print replica.
Monday, September 13, 2021
Burdened telecom sector awaits government intervention
1) We need at least 4-5 mobile operators based on HHI analysis
2) Can BSNL+VIL become a game changer ?
3) Satellite Broadband services must be started .This will help provide internet access to people in the remote areas where terrestrial/Mobile internet cannot be reached.
Please click Burdened telecom sector awaits government intervention OR click/right click on the image for print replica.
Friday, July 30, 2021
Curb corruption in real estate
1) Apartments are constructed in residential sites violating all rules.
2) 30-50% of transaction value happens in cash
3) The nexus between the authorities, builders and legislatures look to be too obvious.
Please click in the link Curb corruption in real estate OR click/right click on the image for print replica.
Wednesday, July 7, 2021
Mishandling of Covid 2.0
Please click on the link Mishandling of Covid 2.0 OR please click/Right click on the Image for Print replica.
Wednesday, April 14, 2021
Monitoring Digital content
1) Need to balance the needs of the players in the two sided market place
2) Global actions on Content moderation
3) While Guidelines are really needed, it is a fine balance and will need transparency, maturity and practicality for this to succeed.
Please click on the link Monitoring Digital content OR /Right click on the image for Print Replica.
Thursday, February 4, 2021
Can RBI fix flaws in NEFT?
1) NEFT is a popular mechanism used for transferring money between individual Bank accounts.
2) But NEFT has flaws. The Payee details are not validated during registration or during transfer.
3) This needs to be addressed by RBI so that erroneous transfers can be completed eliminated.
Please click on the link Can RBI fix flaws in NEFT? OR click/right click for print replica
Tuesday, January 26, 2021
Time to strengthen digital banking
This article was published in the Hindu Business Line Web portal. Making the NEFT system foolproof, ensuring customers of merged banks are not deprived of digital services, and mandating OTP for even cash withdrawals are among steps that need to be taken
Please click on the link : Time to strengthen digital banking
Thursday, December 31, 2020
India’s EV conundrum: Incentives in place, but no infrastructure
This article I wrote appeared in the Deccan Herald on 31st Dec 2020. In spite of the government actions to improve EV uptake, the numbers are not encouraging. .
1) India has 22 cars per 1000 people now and this is expected to touch 175 by 2040. Even a fraction is assumed to be EV, the infrastructure required is huge and we are way off the mark. The global average is 1 public charging station for every 7-8 cars.
2) EV price is about 25-30% . But the Maintenance and Running costs will add upto about 15-18% or ICE price. Net-net the car becomes cheaper than ICE car in over 4 years of regular driving.
3) OEMs and government need to invest in R&D. We need to steps-up R&D spend on upcoming technologies like Induction charging or Solid state batteries.
Overall, the government has to take the lead with proactive investment in Infra OEMs and we the public must also support.
Please click on the link India’s EV conundrum: Incentives in place, but no infrastructure OR Click/Right Click on the image for print replica
Wednesday, November 18, 2020
Should kids code or not?
Please click on the link Should kids code or not? OR click/right click on the image for print replica.
Wednesday, September 2, 2020
Education and the town-country divide

This article I co-authored with Prof PV Krishna bhat is published in the. This Indian Express on 2nd Sep 2020. The article looks at the following:
1) We need a large scale orientation programme for teachers similar to the one done by Germany soon after unification
2) We need rural focus by creating Bridge infrastructure, Significantly improve R&D spend on Agriculture and allied industries.
3) Need to building rural leadership that can help in generating jobs in Agri and allied industries.
Please click on the link Education and the town-country divide
.jpeg)









